Not enough claps in the world for this article! One quibble, though. Per your headline, where are your thoughts about millionaires? Of is that another typo, should be billionaires? Because I want to hear what you think about me. I am a millionaire because I own a house in California. Didn't pay no million for it, of course. I remember when we used to say, "I remember when we used to say, 'I'm going to join a tech start-up and become a millionaire!' Now the target is a billionaire." Now now we don't even comment on it.